Question 1

How can I improve my credit score?

Accepted Answer

Pay bills on time, keep credit utilization below 30%, maintain old accounts, diversify credit types, and dispute errors on your credit report.

Question 2

What is a good interest rate for a personal loan?

Accepted Answer

Good credit (700+) can secure rates of 6-10%. Fair credit (650-699) typically sees 10-18%. Poor credit may face 18-36% or higher rates.

Question 3

Should I consolidate my debts?

Accepted Answer

Debt consolidation can simplify payments and lower interest rates if you qualify. Best for those with good credit who can secure lower rates than current debts.

Credit

LendingTree, Inc. to Present at the Evercore ISI Technology, Media, and Telecom Conference

LendingTree, Inc. to Present at the Evercore ISI Technology, Media, and Telecom Conference

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